51 Ways to Make your Home Sell Faster - Tip #5

Number five in our continuing series of simple tips to make your home SELL!
And yes, we started playing with the special effects...

Homes for Sale in the Belmont Neighborhood of Charlottesville, VA

Homes for Sale in Redfields Neighborhood of Charlottesville, VA

Luxury Homes for Sale in Charlottesville / Albemarle

Keller Williams Realty - Charlottesville

Quinton Beckham

1885 Seminole Trail, Suite 100

Charlottesville, VA 22901

434.242.6212

www.select-homes-charlottesville.com

51 Ways to Make your Home Sell Faster - Tip #4

The fourth of our weekly installments on 51 ways to make your home sell faster



Homes for Sale in Belmont Neighborhood of Charlottesville, VA
Homes for Sale in Rugby Neighborhood of Charlottesville, VA

Quinton Beckham
Keller Williams Realty Charlottesville
1885 Seminole Trail, Suite 100
Charlottesville, VA 22901
434.242.6212
www.select-homes-charlottesville.com

Think you can't get a home loan? Think again

I think what is probably the most frequent fear of first time home buyers - or rather, those who dream of being first time home buyers - is that they won't be able to qualify for a mortgage.

I think most of us have been there at one time or another; whether you were a teen-ager sitting across from the car salesman or you have just been through the wringer with the economy and are trying to get out of paying high rents for something that is not yours, the fear of being turned town for a mortgage can paralyze you into not even trying.
Just this week I had a meeting with  a family that was in a similar position. They had owned a home that was their 'dream home.' But then there was a flood. After the flood there was mold. The wife slipped and fractured her hip, requiring she be on temporary disability for six months. When they went to call their homeowner's insurance company, the company didn't know who they were. Lo and behold, after having had their mortgage sold off from company to the next a few times, there had been a mix up and the premiums that should have been protecting their home against just such a disaster were not being paid by the latest company to own their home.
After numerous phone calls and an attorney they did the only thing they could do to escape the black mold that was rising out of the basement and into their home: they left.

They called me not too long ago after having found me online and you could hear the emotion over the phone as they told me their story. They had left the home they owned and moved into a home that they are still leasing, but now the owner of the home that they are leasing wants to sell and they need a place to live. After talking to them I explained that the best thing to do was to come in to the office, meet with our mortgage officer - movement mortgage, a great company that we work with who keeps an office right with us to help our clients - and to just take a look and see what things looked like.
The couple was nearly tearful as they explained their story to us and gave us permission to check into their credit history and see what was possible.
Lo and behold, they are not that bad off. Yes, their old home shows negatively on their credit, but it was nearly three years ago that this happened and otherwise, they have good income, decent credit and can make some small changes that will allow us to get them into a home of their very own. Many handshakes and hugs later, they left with a plan to do some simple things to raise their credit scores and help them put money away to pay closing costs. It helped too that the husband had served in the Marines and they qualified for a VA loan.
In about three or four months, we should be able to have them in a home that they can own again, along with all of the tax advantages that go along with it and the simple pride of having a place to call their own.
What's the moral of this story? Simply this: No matter how bad you think things are, not taking the time to pre-qualify always works against you. Even the worst of credit can be repaired and a good lender has loan officers that can give you a plan, a time line and some hope. And who knows who these loan officers are? You REALTOR.
Think you can't buy a home because of your credit, you income or your past? You might be surprised. But you won't know if you don't ask.

If you want to know if you can own a home of your own, call me, I can help.

Homes for Sale in the Belmont Neighborhood of Charlottesville, VA
Homes for Sale in the Rugby Neighborhood of Charlottesville, VA
Resources and tips for Home Sellers in Charlottesville

Quinton Beckham
Keller Williams Realty Charlottesville
1885 Seminole Trail, Suite 100
Charlottesville, VA 22901
434.242.6212
www.select-homes-charlotteville.com

Routines and the Betrayal of Small Appliances

Yesterday I woke up at 5am - my usual time - and stumbled into the kitchen to hit the start button on the coffee pot that I had set up the night before. I pushed the button and the face of the coffee pot lit up with it's cheerful morning light. I am always pleased with its little LED glow; the promise of hot coffee, buzzing synapses and the jolt to full consciousness so that I can face my day is exactly what everyone should be greeted with in the pearly pre-dawn light. I stood there in the fuzzy pants and sweatshirt that I had thrown on before making the trek to the kitchen and stretched and yawned as I waited for my pot of ambition. 

Considering that I was only half-conscious it took me more than a few minutes to realize that I was not hearing that happy little burble of hot water pouring through ground coffee beans. My still-sleep-addled brain wondered at the lack of sound. 
Was I losing my hearing? 
Had last night's water have such low viscosity that it was simply sliding noiselessly through the filter and the other mechanics of my early-morning-make-me-smart machine. I pushed the button again turning it off. Then turned it back on. I put my hand on the hot plate to see if it was warm (not the best move, but hey, I was not fully awake yet) and all I could feel was the cold dread of a coffee pot that was not going to work. 

Like a Comcast repairman, I unplugged it, counted to thirty and then plugged it back in. Pushed the button. No warmth. No water moving through coffee grinds. No love. 

My hands and feet went numb, there was darkness stirring at the edges of my vision as I leaned on the edge of the counter unable to move or react. 
HOW COULD I START MY DAY IF THERE WAS NO COFFEE?????? 

I didn't understand. This coffee pot and I have had a great relationship. For years it has been my friend and confidante; always greeting me in the morning and helping me to get started, to move, to think. It listened when I complained about life and relationships and gave me wise counsel to move forward with life and not to look back, to set goals and work steadily towards them, to honor my emotions but not let them rule me. How could it just sit there with that stoic look on its little electronic clock face and refuse me now? 

Hurt and disillusioned, I went and laid back down on my bed. As I stared in mute disppointment I could hear my iPhone buzzing as the morning emails began to arrive. I was stuck. Motionless. Completely lacking in ambition. Unable to open my laptop to blog or post an ad; to check on any of the deals that were in negotiation. 

Taking a deep breath, I got up. I checked the coffee pot again.

Still broke. 

I laid back down. 

As the room brightened with the rising sun, I forced myself out of bed, showered angrily and drove to Shenandoah Joes and ordered coffee to drink as I sulked on the used sofa in the corner and read every bit of bad news CNN and USA Today had to offer on my iPhone app. Terrorism? Boy, tell me about it. 

I did eventually break myself out of it (I am sure the coffee and Shenandoah Joe's helped) and managed to get to a meeting on time, sign a listing agreement, ratify one contract for a buyer and get an offer on another listing of mine. All in all, I survived and it ended up being not such a bad day. When i got home last night I went to get a glass out of the cubbard and happened to glance up. There, staring accusingly at me, was my old fashioned French Press coffee pot.  

So what's the point of this little drama of my life? As I sit at the counter this morning sipping the amazingly good coffee from my French Press I am reminded that although routines are wonderful things - they help us to build happy and productive habits, after all - that we must also be prepared to improvise and flex when life throws us things that were not in our plan. As noted by the wise Mother of John Connor; The Future Is Not Set. 

If we are ready for our routine to go awry, willing to face it with curiosity and not be bound by the thought-wall of "but I always do it this way" then perhaps we will be more open to other solutions. Any agent who has weathered the bursting of the bubble can tell you, its about reading the changes and following them, not about succumbing to them and paralysis is the worst reaction of all. 

So, when you feel your business (or your life) changing and the routines that have served you for years are no longer working, look in your mental bubbards for the french press and do not give in to the paralysing emotions that may occur - there is a solution out there, if we let ourselves think of it. 

And of course, If you are looking to buy a home, sell a home, or invest in Real Estate, please call me. I will grab a cup of coffee for us both and work to get you the best deal possible!

Luxury Homes for Sale in Charlottesville
Homes for sale in Belmont Neighborhood of Charlottesville
Homes for Sale in Redfields Neighborhood of Charlottesville

Quinton Beckham
Keller Williams Realty - Charlottesville
1885 Seminole Trail, Suite 100
Charlottesville, VA 22901
434.242.6212
www.select-homes-charlottesville.com

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Luxury Homes for Sale in Charlottesville / Albemarle
Homes for Sale in the Belmont Neighborhood of Charlottesville

Quinton Beckham
Keller Williams Realty
1885 Seminole Trail, Suite 100
Charlottesville, VA 22901
434.242.6212
www.select-homes-charlottesville.com

51 Ways to Make your Home Sell Faster - Tip #3

The third of our Short Weblogs with tips to help you sell your Home faster!

Click the links below for:

 All Homes for Sale in Charlottesville
Homes for Sale in Belmont
Homes for Sale in the Rugby Neighborhood
Homes for Sale in Redfields

For more Information or a Home Sale Consultation, Contact me:

Quinton Beckham, Keller Williams Realty
1885 Seminole Trail, Suite 100
Charlottesville VA, 22901
434.242.6212
www.select-homes-charlottesville.com

Looking to get money back on your remodel? Here's the top ten ways to do it

No matter who we are, we fix up our homes and then when we go to sell them, we want to get our money back. Now, we all know you don't get it ALL back, but here's a look at the top ten ways to increase the sale price of your home with a remodel and what you can expect recoup:

Selling your Home in Charlottesville? I can help you get the most for your home!

Search Homes for Sale in Charlottesville, VA

Search Homes for Sale in the Belmont Neighborhood of Charlottesville

Quinton Beckham

Keller Williams Realty

1885 Seminole Trail, Suite 100

Charlottesville, VA 22901

434.242.6212

www.select-homes-charlottesville.com